Bank NPA

Bank Wise Gross NPA as of June 2017

Posted on by Hiren Kamani

Bank-wise gorss NPA                                                                    Bank Wise Gross NPA as of June 2017

  • State bank of india accounted for the largest share of about 22.7% in the total NPAs During the Quarter. The NPAs stood at Rs 188,068 crore as of June 2017
  • Top 5 banks together – SBI, PNB, BOI, IDBI, BOB account for a share of 47.4% totaling 393,154 crore
  • 11 of the top 12 banks in terms of NPAs are public sector banks (PSBs) with the exception being ICICI Bank.

    • ICICI bank accounts for about 5.2% share in the total NPAs during the Quarter.
    • Top 12 banks together account for 75.7% share

 

bank-wise ratio                                                                     Bank Wise Gross NPA as of June 2017

  • Public sector banks appear to be definitely more stressed than private banks
  • ICICI Bank and Axis bank are the only private banks in the top 15 with a combined share of 7.9 % in total NPAs.
  • The top 20 banks with highest NPA rations are public sector banks (PSBs).
  • The top 2 banks, Namely IDBI Bank (24.11%) and Indian Overseas Bank (23.6%) have NPA ratios of over 20%.
  • Indian bank is the PSB with Lowest ratio of 7.21%.
  • Top 8 banks have an NPA ratio of over 15% as of June 2017.
  • YES Bank is the only bank with a ratio of just less than 1.